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The following link/content may include information and statistical data obtained from and/or prepared by third party sources that First Financial Guarantee, deems reliable but in no way does First Financial Guarantee guarantee its accuracy or completeness. First Financial Guarantee had no involvement in the creation of the content and did not make any revisions to such content. All such third-party information and statistical data contained herein is subject to change without notice and may not reflect the view or opinions of First Financial Guarantee. Nothing herein constitutes investment, legal or tax advice or any recommendation that any security, portfolio of securities, or investment strategy is suitable for any specific person. Personal investment advice can only be rendered after the engagement of First Financial Guarantee, execution of required documentation, and receipt of required disclosures. All investments involve risk and past performance is no guarantee of future results.
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Ed Slott’s Elite IRA Advisor Group (Ed Slott Group) is a membership organization owned by Ed Slott and Company, LLC. Logos and/or trademarks are property of their respective owners and no endorsement of (Anthony Leonetti) or (First Financial Guarantee) is stated or implied. Ed Slott Group and Ed Slott and Company, LLC are not affiliated with First Financial Guarantee.
For the detailed requirements of Ed Slott’s Elite IRA Advisor Group, please visit: https://www.irahelp.com/
PAYMENT OF THE FIRST RMD AND THE ONCE-PER-YEAR RULE: TODAY’S SLOTT REPORT MAILBAG
By Ian Berger, JD IRA Analyst Question: Hi, If my birthday is in December 2026, when I turn 73 years old, can I take my required minimum distribution (RMD) on January...
5 Things You Need to Know About 2025 Qualified Charitable Distributions
By Andy Ives, CFP®, AIF® IRA Analyst If you are thinking about doing a qualified charitable distribution (QCD) for 2025, time is running out. The deadline is December...
Participation in Multiple Retirement Plans
By Andy Ives, CFP®, AIF® IRA Analyst Can a person who works at two different, unrelated companies participate in the retirement plan offered by each of those...
The “Still-Working Exception” and December 31 Retirement
By Ian Berger, JD IRA Analyst As the end of the year approaches, you may have plans to retire on December 31. However, if you are using the “still-working exception” to...
2025 Year-End Retirement Account Deadlines
By Sarah Brenner, JD Director of Retirement Education The end of the year always brings a flurry of retirement account deadlines and planning opportunities. This...
Qualified Distributions and Successor Beneficiaries: Today’s Slott Report Mailbag
By Sarah Brenner, JD Director of Retirement Education Question: Dear IRA Help, Here is my specific case. I am 84 years old. I opened a Roth IRA on March 30,...
Do QCDs Actually Reduce AGI?
By Andy Ives, CFP®, AIF® IRA Analyst It has come to our attention that confusion exists as to how qualified charitable distributions (QCDs) impact one’s taxes....
Trump Accounts and the Pro-Rata Rule: Today’s Slott Report Mailbag
By Ian Berger, JD IRA Analyst Question: We have two grandchildren. One is 18 years old now, and the other will turn 18 next January (2026). Can you help me...
Avoiding the 10% Early Distribution Penalty for Certain Hardship Withdrawals
By Ian Berger, JD IRA Analyst Most 401(k) plans (as well as 403(b) and 457(b) plans) offer hardship withdrawals while you are still employed. If the withdrawal comes...
The following link/content may include information and statistical data obtained from and/or prepared by thirdparty sources that First Financial Guarantee, deems reliable but in no way does First Financial Guarantee guarantee its accuracy or completeness. First Financial Guarantee had no involvement in the creation of the content and did not make any revisions to such content. All such third-party information and statistical data contained herein is subject to change without notice and may not reflect the view or opinions of First Financial Guarantee. Nothing herein constitutes investment, legal or tax advice or any recommendation that any security, portfolio of securities, or investment strategy is suitable for any specific person. Personal investment advice can only be rendered after the engagement of First Financial Guarantee, execution of required documentation, and receipt of required disclosures. All investments involve risk and past performance is no guarantee of future results.
For the detailed requirements of Ed Slott’s Elite IRA Advisor Group, please visit: https://www.irahelp.com/
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